Responsible Lending

What are same day short term loans?
Basically, in the middle of the month, when you struggle to tackle your expenses, without having the desired funds, it is then that you can opt for same day short term loans. With these loans, you stand to attain quick and easy funds that can be used to settle your immediate monetary needs. You can in fact avail amount anywhere in between C$100-C$1500 for a period of one month, under these loans.

What are the conditions to qualify?
When it comes to qualifying for the loans, the applicant should have attained the age of 18 years, must be employed on a regular basis, and should be a Canadian citizen and needs to own a bank account. If you are capable of meeting these norms, then you can indeed qualify for the loans.

Key aspects of responsible lending

Samedayshortermloans.ca will only look forward to have transaction with those who are in a position to incur the costs and adhere to the terms and conditions. The loan amount made available tends to be based on your net monthly income. We also make sure to send reminder emails to the customers, prior to the repayment date. This is done with the intention to provide you ample time, so that you can easily arrange the necessary funds and to help you avoid paying penalties.

There are no hidden costs involved as such and almost all the fees that you are likely to pay will be clearly displayed on the website.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Representative Example
C$125 borrowed for 28 days.
Annual rate of interest: 360% (fixed).
Total amount payable by one repayment: C$162.50
2964% APR representative.